Cities With the Highest Cost of Living in Every U.S. State

Avg Yearly Salary: $62,990
Avg Monthly Cost of Living: $9,700

Island life in the Florida Keys comes with limited land, expensive housing, and the added cost of bringing goods into the area. Residents may pay more for groceries, fuel, insurance, and home repairs. Storm risks and high demand for vacation properties also push Big Pine Key above most Florida communities.

Someone earning Florida’s average salary receives roughly $5,249 per month before taxes. That is about $4,451 less than the estimated monthly cost. Housing and insurance alone could take most of the paycheck, making it very difficult for one worker to afford the area without savings, roommates, or another household income.