Cities With the Highest Cost of Living in Every U.S. State

Avg Yearly Salary: $61,810
Avg Monthly Cost of Living: $6,230

More families have been drawn to Lincoln because it offers newer homes and a quieter setting near Bismarck. As the community grows, demand can lift home prices and other local expenses. Commuting into Bismarck for work, shopping, or appointments may also add more gas and vehicle costs each month.

Even though North Dakota’s average salary reaches $61,810, it works out to about $5,151 a month before taxes. Lincoln’s estimated monthly expenses are more than $1,000 higher. Couples with two paychecks may manage comfortably, but one earner could feel stretched after covering a mortgage, food, utilities, and car payments.